Dental Plans

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Individual and Group Plans

Type of Plans:

D.M.O. - Dental Maintenance Organization (Lowest costing Plan). Benefits Include:

• Preventative Services at No Charge
• Other Services Based on co-payments
• Orthodontist included

P.P.O - Preferred Dentists Organizations Covers Preferred and Non-Preferred Dentists.

P.P.O Plans are generally double the cost due to the additional cost of claims management.

Benefits Include:

• No-Charge on Preventative Services
• 80% Payment for Basic services
• 50% Payment for Major services
   

Indemnity Plans are similar to P.P.O in plan design except they do not have a specific network of dentists. Indemnity plans allows you the flexibility to choose any dentist. Their reimbursement of services is based on a fee schedule.

Dentistry offers many new solutions for keeping healthy teeth. The new Dental Solutions has increased tremendously over the years. This has caused quite an impact on Dental Insurance to have a huge growth in the marketplace.

If you utilize the preventative benefits of a plan (cleaning and X-RAYS), the costs of a plan will equal these benefits.

Other services will be offset by the other benefits in your plan. Just as medical plans offer HMO and PPO Plans, Dental Maintenance Organizations plan are less expensive, generally in the neighborhood of $17 a month per person.